​​Liability Insurance

• Liability insurance covers two different types of damage, bodily injury and property damage. Bodily injury occurs when you cause physical harm to another person while driving. Property damage occurs when you cause damage to property owned by another person while driving. If you don't have enough coverage, you are financially responsible for the part that the insurance does not cover. 
  
• Liability insurance is usually the first type of insurance any beginning driver buys when they purchase a car. If you have a loan on the car, liability insurance is not enough to meet bank insurance requirements, you will need full coverage.

Basic Full Coverage

• Bodily Injury: Medical-related expenses you caused to others.
• Property Damage: Cost to repair or replace other's property (such as a car).
• Collision: Damages incurred by your vehicle in an auto accident.
• Comprehensive: Expenses due to theft, vandalism, glass breakage, and related matters to your car that weren't caused by an auto accident.

Additional Coverage
In addition to the "Basic" Plan, you can opt to get supplementary insurance

• Medical (which covers you)
  
• Rental Car
  
• Roadside Assistant
  
• Accidental Death coverages.

Questions? 

Give us a call at your convenience or come by our office soon!